#cash_talk#money_saving_tips

9 Best Interest Free Credit Cards - 0% Credit Cards UK

Whether you are looking to make a large purchase or transfer a balance, a 0% credit card can come in handy. Here's a list of interest free credit cards and their providers to help you make an informed decision.

By Kirthana Devaser
#cash_talk

How Fintech Can Help You Manage Your Personal Finance Better

Fintech or financial technology is defined as any piece of technological innovation that aims to facilitate or moderate traditional financial methodologies and financial services. Fintech has gained a lot of popularity in recent times as people are beginning to see the potential of managing their finances on digital platforms

By Abdullah Khan
#ethical_consumer

5 tips to start saving money and become eco friendly

Can you help the environment and save money? Of course! Here is a list of eco-friendly products in the UK which will help you save money and the planet in the long run!

By Kirthana Devaser
#how_to_cancel

How to Cancel The Gym Membership

Want to know how to cancel TheGym subscription? You can do it through your bank or contacting them directly through the following methods.

By Lulu Meade
#how_to_cancel

How to Cancel Your Spotify Premium

Looking to cancel your Spotify Premium account or deleting your Spotify account all together? Don't worry it's a lot easier than you think, just follow the easy steps below.

By Sophie Campion
#how_money_works

What is Gross Income and How Does It Work?

Wondering what is gross income and how it works? Gross income is the money stated on your paycheque before any deduction and it can be calculated in different ways

By Kirthana Devaser
#how_to_cancel

How do I Cancel My PureGym Membership?

How to cancel my puregym subscription? Whether it’s freezing your account due to lockdown or cancelling your fixed term membership learn how to cancel PureGym Membership today.

By Kirthana Devaser
#money_saving_tips

How to Make Money Being a Film and TV Extra

Learn how to have a fun extra source of income by becoming a film and tv extra! Don't worry, there is no need to have any experience before starting.

By Lulu Meade
#how_to_cancel

How to Cancel Disney Plus?

Looking to cancel your Disney + subscription? Read on for instructions on how to cancel your Disney Plus subscription easily on whatever device you prefer.

By Lulu Meade
#money_saving_tips

How to Avoid Overseas Card Charges

What exactly is a travel credit card and how do they work? Stop using your normal credit card when travelling abroad and learn all the benefits a travel credit card can give you.

By Lulu Meade
#money_saving_tips

Car Insurance for Young Drivers

How can I get cheap car insurance? If you are under 25, I’m sure you are frustrated with the crazy insurance fees! Learn how to save money on your car today

By Kirthana Devaster
#money_saving_tips

Easy Ways to Increase your Net Worth in 2021

How to increase your net worth and start building wealth in 2021? Here is a simple list of easy changes you can make and start implementing today!

By Kirthana Devaser
#reflection

What is Identity Theft

Identity Theft: what is it and how can you protect yourself from it. Identity theft occurs when someone accesses enough of your personal information, without your permission, to commit identity fraud.

By Lulu Meade
#how_money_works

How long does a bank transfer take?

Bank transfers can be an easy way of sending money between bank accounts. How long do bank transfers take and what do you need to make one? Learn everything you need to know.

By Lulu Meade
#how_to_cancel

How to Cancel Audible

Can you cancel audible on desktop? Can I cancel Audible and then rejoin? Learn everything you need to know about canceling Audible Membership today!

By Sophie Campion
#money_saving_tips

Upcycling Furniture: Beginners guide for 2021

Are you ready to start upcycling furniture but don't know where to begin? Learn how to get started and where to buy perfect second-hand pieces for your house

By Lulu Meade
#money_saving_tips#how_money_works

How to sell clothes online: 5 Steps to start today

The perfect guide to start selling your clothes online and getting extra money! Learn how to start, where to sell your clothes and everything you need to know.

By Lulu Meade
#cash_talk

How To Fix Your Credit Score

With little financial knowledge it can be easy to mess up your credit score. Luckily there are plenty of quick and easy ways to fix your credit score.

By Sophie Campion
#money_saving_tips

Financial Education: Wake Up to Money

Expand your personal finance education today and start listening to the best financial podcasts! From Wake Up to Money, So Money Podcast and many more.

By Lulu Meade
#money_saving_tips#how_money_works

How do Student Bank Accounts Work

What should you look for in a student bank account? How do they work and why you should watch out for overdraft. Learn everything you need to know before moving away to uni!

By Lulu Meade
#how_money_works

How Compound Interest Works and How It Can Help You Save Money

What is compound Interest and how can you make it work for you? Compound interest refers to the principle that when you save money, as well as earning interest on the savings, you also earn interest on the interest itself.

By Kirthana Devaser
#ethical_consumer

7 Vegan Gifts for Under £5

Want to find an affordable vegan gift for someone special? Here are 7 ideas to help you find the perfect vegan gift without breaking the bank!

By Kirthana Devaser
#money_saving_tips

Buying Used Cars [Ultimate 2021 Guide]

Looking to buy a used car? Read through our ultimate guide and checklists on what to look for, what to test and how to get your desired price! Save money and don't compromise your ride.

By Kirthana Devaser
#how_to_cancel

How to Cancel my Virgin Media contract?

Cancel your Virgin Media contract today! This easy guide will tell you everything you need to know and who you need to contact.

By Kirthana Devaser
#cash_talk#eat_well_for_less#money_saving_tips#consumerism

New Year New Me 2021

Do you believe in new year resolutions? Maybe you prefer setting goals to achieve. Here's a list of 2021 goals to get you pondering, and most importantly, can be achieved whilst keeping your spending habits under control.

By Kirthana Devaser
#christmas#money_saving_tips#debt

Debt- Free Christmas 2020

It's the holiday season and we are all looking to save money during the festivities. Here are eight Christmas money saving tips to keep you debt-free this season!

By Kirthana Devaser
#christmas#consumer_behaviour#consumerism#debt

The Presents You Don't Want

It's the season for gift giving, but how often are our gifts worthwhile? Here's an insight on the gift economy and how consumerism has affected it.

By Kirthana Devaser
#christmas

Nova Christmas Gift Card

Looking for a last minute gift? This holiday season you can help your loved ones get start their financial journey, save money and build wealth with Nova.

By Nova
#money_saving_tips#christmas

6 Beneficial Gifts To Grab This Christmas 2020

A list of useful and practical Christmas gifts which will add value to your loved ones this season! Help them save money, meal plan and much more.

By Kirthana Devaser
#consumerism#christmas

Christmas: The Spiralling Debt Season

Christmas is great..for the most part. Have you ever wondered what the holiday season does to your finances though? Take a look as we give you an insight on the least talked about element of Christmas.

By Kirthana Devaser
#cash_talk

Life After University: Moving Out

Finished University and looking to move out but don't know how to start? Don't worry not everyone can move out immediately after graduating but we are here to help you plan for it .

By Sophie Campion
#reflection

Is Elon Musk the next Steve Jobs?

Discover the similarities and the differences between Steve Jobs and Elon Musk! What makes them so iconic and how they achieved their success.

By Kirthana Devaser
#consumer_behaviour#money_saving_tips#debt

Expose on Black Friday

We all know Black Friday is known for its amazing deals and offers! But, how real are they? Here's an exposé on some 'amazing' offers which are not really amazing.

By Kirthana Devaser
#money_saving_tips

Best Budget Bikes Under £500

Find our top recommendations from affordable bikes! From Decathlon bikes, argos bikes to hybrid bikes and mountain bikes, we have your back !

By Kirthana Devaser
#how_to_cancel

How to Cancel your TV Licence

How to cancel your TV Licence, what to do when you change address and how to request a TV Licence refund. Here is the ultimate guide to help you understand your TV Licence.

By Lulu Meade
#money_saving_tips

7 Ways to Start Saving Money Today

Here are seven easy money saving tips to help you start budgeting as well as make the most of your earnings today! Start your journey towards financial freedom and conquer debt.

By Kirthana Devaser
#money_saving_tips#how_money_works

10 Things Everyone Should Know About Personal Finance

Understanding your personal finances doesn’t need to be scary or overwhelming! Read the top ten financial lessons that will help you save, budget and earn more money.

By Kirthana Devaser
#how_to_cancel

How to cancel Sky TV

Looking to cancel your Sky TV service? Learn about everything you need to know about your cancellation period, cooling off period, how to contact sky and much more.

By Kirthana Devaser
#how_to_cancel

How to Cancel Sky Broadband

Looking to cancel your sky broadband service? Learn about everything you need to know about your cancellation period, cooling off period, how to contact sky and much more.

By Kirthana Devaser
#reflection

What makes Apple so successful?

We have all heard about Apple and Steve Jobs before, but what exactly made this company and its products so successful and appealing for the world?

By Kirthana Devaser
#how_to_cancel

How To Cancel PlayStation Now

Are you looking to cancel your subscription to Playstation now? Here is a step by step guide on how to cancel it on your ps4, ps3 or online.

By Sophie Campion
#how_money_works

How Income Tax works

All the information you need to know about income tax, how it works and how it is charged. Taxable income is simply defined as income that is applicable for personal tax.

By Kirthana Devaser
#coronavirus

Millennial Corona-nomics: Unemployment

Covid-19 brought many challenges; this included the creation of an unstable work environment for millennials. Learn more on what's changed and how to approach it

By Lulu Meade
#money_saving_tips

Cost of Living in the U.K.

Did you know the cost of living in the UK is 6.17% lower than the US ? Here is a comparison of the different costs you’ll find across the different cities and areas in the U.K.

By Kirthana Devaser
#money_saving_tips#how_to_cancel

How to Cancel a Direct Debit

Wondering how to cancel your direct debit? Here is a complete guide on all the different steps you can follow either in person, by phone or through your bank app.

By Lulu Meade
#how_money_works

Proof of Address UK: How it works

Acceptable Proof of address documentations include, utility bills, drivers licence, council tax bill….how do these works and what to do if you're new to the UK.

By Lulu Meade
#how_money_works

Postal Orders: How they work

Postal Orders: how do they work and how can you make use of them? Learn everything you need to know about this money sending method.

By Lulu Meade
#money_saving_tips

The Marriage Allowance

Marriage allowance: the tax benefit which allows you to gain up to £1,250 for you and your partner once you’ve said ‘ I do’. Here’s how it works:

By Lulu Meade
#how_to_cancel

How to cancel EE contract

How to leave EE and Cancel your contract: Here are the steps and options you can follow if you are trying to cancel your EE contract!

By Lulu Meade
#how_money_works

BACS payment: the ultimate guide

Bacs meaning, how long a BACS payment takes and how they work. Here is the ultimate guide to understanding bacs payments

By Lulu Meade
#how_to_cancel

How to cancel your O2 contract:

Looking to cancel an o2 contract? Here are the steps and options you can follow to make it easier for you to end your contract.

By Lulu Meade
#how_to_cancel

How to Cancel NOW TV Subscription

How to cancel / stop your NOW TV subscription. Here is a step by step set of instructions on how to cancel your broadband subscription.

By Sophie Campion
#consumer_behaviour

What is Confirmation Bias and When Does it Happen

We all like to think our point of view is correct. This is all experience Confirmation Bias, and it can which impacts our saving and spending habits greatly. More than you think.

By Lauren Szeto
#money_saving_tips

The best tips to living frugally in 2021

Saving money need not be painful. It is honestly easier than you think! Here is a guide to help you get started on your frugal journey.

By Kirthana Devaser
#money_mindset

Rich Mindset vs Poor Mindset : 5 key differences

Mindsets can often differentiate people, especially money mindsets. The rich and the poor are said to have drastically different mindsets. Where do you fall? Find out here.

By Kirthana Devaser
#how_to_cancel

How to Cancel a Paypal payment

Send a Paypal payment to the wrong person or simply need to cancel a payment? Don't panic, we are here to walk you through the steps to cancel a pay pal payment

By Sophie Campion
#consumer_behaviour#how_money_works

Excessive Frugality: You could be overspending

We all like to save money. But Frugality, like anything else, in excess can be poisonous. It can cause you to loose more money than you save!

By Lauren Szeto
#consumer_behaviour

Panic Buying, your Finances and why it's a problem

Panic buying is a natural reaction to stress which causes us to buy in bulks more than we need. , understand this phenomenon and why it can hurt your money saving habits dramatically.

By Lauren Szeto
#consumer_behaviour

4 Reasons Why Humans are Materialistic

We have all met a materialistic person, we might have even been one ourselves. Understanding the root causes of materialism can help you combat its effects on your spending.

By Lauren Szeto
#consumer_behaviour

Becoming Happier: Money and Time

Money can buy you happiness vs Happiness cannot be bought. Learn how money, happiness and time are all connected and influence your everyday life.

By Lauren Szeto
#consumer_behaviour

Present Bias: It's Now or Never

A Present Bias mindset can help you live like there’s no tomorrow, but will hurt your savings.

By Lauren Szeto
#consumer_behaviour

Why We Spend So Much Time and Money on Gift Giving

Gift Giving has been around for a very long time, why exactly do we do it? And how can we show others affection during important dates without splurging a lot of money.

By Lauren Szeto
#how_money_works#money_saving_tips

Money facts: why most people are not saving money

Most people are not saving money as much as they could or as they should. Here are some money facts on why this happens and tips to help you avoid this mistake

By Nova
#consumer_behaviour#money_mindset

How does social media make us more materialistic?

Social media has turned into an important factor in our everyday lives. That’s why it's time to consider how it affects us consumers, our purchasing behaviour as well as our purchase decision making.

By Nova
#money_mindset#how_money_works#consumer_behaviour

Are You a Spender or a Saver? Why?

Spenders and savers have different saving habits. Whether you are one or the other it is important to learn what this means and obtain the right financial advice for you.

By Lauren Szeto
#consumer_behaviour

Personalised Ads: How they affect Your Mind and Wallet

Ads on social media and all across the internet are effective at targeting our brains. Without even realising targeted ads can affect our spending habits and make us buy more than we usually would

By Lauren Szeto
#consumer_behaviour

Men vs Women: Saving money and spending habits

Usually, women tend to have a bigger reputation when it comes to spending money. However, recent studies on psychological factors such as conformity bias have shown that as a matter of fact, these assumptions towards females may not be as accurate as you'd think.

By Lauren Szeto
#money_mindset#consumer_behaviour

Improving mental health and financial stress

Mental health and financial stress feed off each other. If you are worried about money remember you are not alone. We want to help you stop the cycle now and see how you can get help.

By Lauren Szeto
#how_money_works#money_saving_tips

Are money saving robots really helpful?

Many people ask me what's the difference between Nova and MoneyBox / Plum / Chip / other robo-saving app? Here is my answer.

By Sam Abrika
#consumer_behaviour

Cognitive heuristics: What is the Barnum Effect

Barnum Effect: The cognitive bias which makes us believe that ads, or information are specially made for us. Learn about tactics marketers use to make you feel special.

By Lauren Szeto

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Nova Money (former Cash Coach)