Financial Habits And Strategies: Ways To Save, Invest And Get Smarter With Money
The financial decisions you make today will have a long-term bearing on the rest of your life. This article examines five smart tips to set you on the right course.
10 Best Software Wallets For Cryptocurrency In 2022
Crypto wallets are used for storing cryptocurrencies and making crypto transactions via exchanges. Without them, we can’t have maximum security
How Can The Government Help You With Your Finances?
We all love free stuff. Sure, we are often a bit skeptical because it can seem too good to be true, but free stuff is all around if you know where to look.
5 Essential Tools to Calculate Your Income Taxes
With tax season in full swing, it’s important to make sure you are equipped with the tools to accurately calculate your taxes and save as much money as possible this year.
Getting Broadband When You Have Bad Credit
Although it’s not as difficult as applying for a loan or a credit card you could be at a disadvantage when switching broadband providers if you have a poor credit history.
Taking A Loan To Pay Off Credit Card Debt: Is It Financially Wise?
If you're struggling with credit card debt, you may be considering taking out a loan to pay it off. While this can be a good way to get your debt under control, it's crucial to do it for the right reasons. Here are a few things to consider before taking out a loan to pay off your credit card debt.
My Journey from Being a Nurse to a UK Fintech Founder
I’ve gone through a pretty peculiar path in life - from working as a nurse in the NHS to co-founding a fintech startup. I'll share how I got there and the financial lessons I learned along the way.
Top 5 Reasons You Should Get Health Insurance
If you don’t have a health insurance plan, the best time to get one was yesterday. The cost of medical care is rising, and your insurance plan will save you from losing all your money or falling into debt because of an illness.
Will Businesses Ever Financially Recover From The Pandemic?
COVID-19 hit businesses hard, many employees and industries took a big hit. Many businesses face less demand than before the pandemic, new customer expectations, and challenges in operations because of new restrictions.
How To Cancel XE Money Transfer (XE.com)
XE is a website that allows users to send and receive money transfers from around the world. However, if you need to cancel a money transfer that you've initiated through XE.com, there are a few steps that you'll need to take.
5 Things to Know When Looking for Your First Home
If you’ve already bought one home, you may already know what the process entails. However, if you’re new to the scene, there’s probably a whole lot you have to learn about the process.
Saving Money on a Broadband Contract
With inflation rising and bills spiralling, we could all always save on the monthly outgoings. Home broadband is no exception so why pay more than necessary.
Debunking the Top 11 Crypto Myths
Investing in crypto is considered high-risk, but many investors are successful and get a huge return on their investment. Unfortunately, as a new investor, you may not be able to discern fact from fiction. However, you must know what's true and what isn't about crypto before you start investing so you can make the best decisions.
Top 15 Personal Finance Instagram Accounts to Follow in 2022
If you are looking for financial advice at the tip of your fingers without going out of your way to look for it, this guide is for you! Here’s a list of the top 15 personal finance Instagram accounts in the UK to follow.
Building Passive Income in Real Estate
It is critical to learn how to invest in real estate from the ground up. This blog post tells the story of Lane, a former civil engineer who, after years of hard work, was able to create enough passive income to be able to leave his career.
Everything You Need to Know About the Global Economy and Inflation
The current state of the global economy, the stimulus package, and inflation is being reflected over in this blog post. Jessica Wallace, an economist working for the US government, is the guest on the Nova Money Mindset podcast, which is featured in this post. She's in charge of putting the stimulus plan into action, so she can tell you about what's going on behind the scenes.
5 Tips to Better Control Your Finances
Struggling with debt can be overwhelming, but so can taking care of your money and finding enough each month to put into savings. No matter what job you have or how much you make, everyone needs a little bit of help controlling their finances.
How to Cancel Your Three Contract
If you’re looking into cancelling your Three contract, we’re here to make the process as easy as possible!
How to Find Cheap Contact Lenses?
Find cheap contact lenses and reduce costs today. Find the best tricks to reduce the price of your contact lenses, where to buy online and how to take care of them!
Mortgages can be daunting at the best of times, but when you’re self employed, securing a mortgage can feel like a real challenge. But it is definitely possible!
How to Cancel Tastecard
Reevaluating your subscription services is a brilliant way to cut down on your spending and if you’re interested in cancelling your TasteCard subscription, then we’re here to help!
The world of mortgages and property can seem pretty complicated, so we’re doing our best to break everything down for you so you have the knowledge you need to make the decisions that are right for you.
Popular Investment Apps and Why You Need to Use One
Trying to earn passive income is one of the main financial goals people set out for themselves. Luckily, apps can help make the work much easier, and investing apps can help you get your finances on track.
When it comes to furnishing your home, IKEA is everyone's go-to one-stop shop, but when it comes to payments, it might be best to save up rather than splash out with in-store financing.
Pay Yourself First: A Guide To Reverse Budgeting
This is the idea that you are funding your own savings goals first before paying your bills or any other expenses. You should treat ‘paying yourself’ either to your retirement fund or emergency fund like a bill before paying all your other expenses.
Make Extra Money With 8 Easy Side Hustles
Side hustling is a great way to make some extra cash outside of your 9 to 5 job. Here are eight of the best side hustles to get you started!
What You Need To Know About The Energy Crisis
At the start of 2021, there were over 70 energy providers in the UK. Since then, nine have gone bust or stopped trading whilst others struggle to keep afloat.
Credit Checks Explained
Credit checks are a vital part of the process, so it’s something that most people will go through during their lives. You may have had some already and not even know it yet.
Why Saving Money Won’t Make You Rich
It is true that you need to spend less than you earn to accumulate savings. But saving money is not enough, you also need to put your money to work in order to build wealth. Saving money does not protect you from market conditions such as inflation and economic downturns.
How to Start an Emergency Fund
What is an Emergency Fund? Simply put, it’s money you have set aside for unexpected events in life including personal ones as well as ones we have no control over i.e. financial crisis/global pandemic.
5 Steps to Financial Freedom
Financial freedom is taking full ownership of your finances. You do not need to rely on anyone, worry about your bills or unexpected expenses. Riding the wave of a financial crisis doesn’t make you sweat and you are not burdened by debt.
The Generational Wealth Gap
Our generation is financially squeezed. Less than 6% of the wealth is owned by millennials. The wealth gap we never talk about.
How to Start Investing? (Ex Investment Banker Reveals His Unique Strategy)
You want to learn about investing because it’s the smart thing to do. You tried to do some research but there is so much information and jargon that you don’t even know where to start! This guide will show you where and how to begin.
Selling a Startup on NFT
NFTs are digital assets that live on the blockchain. They are usually created by artists who sell unique pieces of art, such as pictures, music or videos. How do you end up selling tech companies on the blockchain?
Repaying Mortgage Early
The biggest thing you can do if you want to pay less interest when getting a mortgage is to put down a bigger deposit. It's a real balance because you buy a home, but the costs don't stop there. There's other fees that you need to pay.
Patience Is the Superpower of the Wealthy
Patience is a huge superpower. There is a lot of research which measures the correlation between the ability to have delayed gratification and success in life.
First Step to Wealth: Get the Right Money Habits
Banks allow students to have an overdraft without the need to pay interest, which develops the attitude of ‘ free money ‘ into students. Ato, this episode's podcast guest thinks that most students have the mindset of free money from student loans for living during their studies which carry on after they graduate due to lack of financial literacy education.
How to Control Your Money like the Top 1%
Most people have their finances out of control: they don’t know how much they spend, how much they should spend, save or invest, and don’t achieve anything with their money.
Getting a Job During the Financial Crisis
In this episode, Sam joins Anushka, a graduate from the University of Nottingham with a BEng in Chemical Engineering. We take a look at the challenges that students face when they graduate due to covid, such as the expectations versus reality, finding their first job, and what graduates can do to increase their chances of landing the job they want.
The Reality of Entrepreneurship
Sam is joined by Dean, an ex football player who was sadly forced to abandon his professional career, but couldn’t leave behind his expensive lifestyle until the day he realised he had lost everything. Dean shares how he realised he wanted to pursue entrepreneurship and the rides that came with it
Understanding the Psychology of Money
What is financial literacy? Do you understand the psychology of money? Hear from some money experts on all things personal finance and the psychology behind it.
7 Steps to Become Debt Free in 2021
Want to become debt free? Here is a step by step guide to help you overcome debt and take control of your finances again!
Vegan Gifts Under £5
Find the best options for Vegan Gifts under £5!! Make sure your vegan friend or loved one gets the best gift for any occasion!
Remortgage: How Much Does It Cost to Remortgage?
The cost of your fee can vary based on the location, type and size of your property. Depending on your situation, your upfront fees can cost between $5,000 and $10,000. Besides that, you will need to factor in your credit score and other aspects of your personal finance profile. Remember, refinancing fees also vary between lenders as well as states.
9 Affordable Eco-Friendly Products That Save You Money
There is a common misconception that being eco-friendly costs money. This is not necessarily true; there are plenty of ways to be eco-friendly for very little or even better, free!
Free Printable Weekly Meal Planner
Planning meals can save you a lot of money by helping you avoid ordering last minute takeaways. Organise an entire week’s worth of meals now with Nova’s Free Weekly Meal Planner!
Best UK Investment Platforms for 2021
If you're looking for the best investment platforms in the UK, look no further. From eToro to Nutmeg, this article will breakdown and guide you through the best UK investing platforms to use in 2021.
5 Ways to Invest and Earn a Passive Income
Looking to make a little extra cash, but don't have the time to commit to a side gig? Here's a list of ways to invest and earn a passive income
The Cheapest Supermarkets in the UK 2021
There is a regular price war between Aldi and Lidl, and often huge differences between the larger supermarket chains. In the grand scheme of things, both Lidl and Aldi are on par.
6 Must Know Travel Hacks to Help You Save Money
Covid-19 has put a lot of our travel goals on hold! Here's part 4 of the money saving tips series. Here is a list of the must know travel hacks to help you save money on your next adventure.
Your Guide to Cheap Van Insurance 2021
If you are looking for the best cheap insurance options for your van, this guide is for you. This guide was made to help you on your journey to find the best option for you.
Standing Order vs Direct Debit - What Is the Difference?
Don't know the difference between a direct debit and standing order? This guide is to help you understand the difference between them as well as how much they cost and how to work out any issues related to them.
Guide to the Best Accounting Apprenticeships 2021
Considering a career in accountancy? This guide is here to help you explore accounting apprenticeships and understand your options.
9 Best Interest Free Credit Cards - 0% Credit Cards UK
Whether you are looking to make a large purchase or transfer a balance, a 0% credit card can come in handy. Here's a list of interest free credit cards and their providers to help you make an informed decision.
How Fintech Can Help You Manage Your Personal Finance Better
Fintech or financial technology is defined as any piece of technological innovation that aims to facilitate or moderate traditional financial methodologies and financial services. Fintech has gained a lot of popularity in recent times as people are beginning to see the potential of managing their finances on digital platforms
How to Cancel The Gym Membership
Want to know how to cancel TheGym subscription? You can do it through your bank or contacting them directly through the following methods.
How to Cancel Spotify Premium on iPhone and Android in 3 Steps
Looking to cancel your Spotify Premium account or deleting your Spotify account all together? Don't worry it's a lot easier than you think, just follow the easy steps below.
How to Cancel Car Tax Online/Offline
Wondering what you should do when cancelling your car tax? Here are all the steps you need to know on how to cancel car tax online/offline.
What is Gross Income and How Does It Work?
Wondering what is gross income and how it works? Gross income is the money stated on your paycheque before any deduction and it can be calculated in different ways
6 Ways Lockdown Can Help You Get Your Finances in Order
Looking to save money? Here are 6 easy steps to make the most out of lockdown and get all your finances in order! Start making smart financial decisions in 2021.
How to Cancel Council Tax When Moving House
Here's everything you need to know on council tax payment, how it works, what to do when moving house, discounts and exemptions
How do I Cancel My PureGym Membership?
How to cancel my puregym subscription? Whether it’s freezing your account due to lockdown or cancelling your fixed term membership learn how to cancel PureGym Membership today.
How to Make Money Being a Film and TV Extra
Learn how to have a fun extra source of income by becoming a film and tv extra! Don't worry, there is no need to have any experience before starting.
How to Cancel Disney Plus?
Looking to cancel your Disney + subscription? Read on for instructions on how to cancel your Disney Plus subscription easily on whatever device you prefer.
6 Common Personal Finance Mistakes Young People Make
Most young people struggle to manage their finances. Here are some of the most common financial mistakes people make during their 20s and how to avoid it.
How to Avoid Overseas Card Charges
What exactly is a travel credit card and how do they work? Stop using your normal credit card when travelling abroad and learn all the benefits a travel credit card can give you.
Guide to Cheap Insurance for Young Drivers
How can I get cheap car insurance? If you are under 25, I’m sure you are frustrated with the crazy insurance fees! Learn how to save money on your car today
Easy Ways to Increase your Net Worth in 2021
How to increase your net worth and start building wealth in 2021? Here is a simple list of easy changes you can make and start implementing today!
What is Identity Theft
Identity Theft: what is it and how can you protect yourself from it. Identity theft occurs when someone accesses enough of your personal information, without your permission, to commit identity fraud.
How long does a bank transfer take?
Bank transfers can be an easy way of sending money between bank accounts. How long do bank transfers take and what do you need to make one? Learn everything you need to know.
How to Cancel Audible
Can you cancel audible on desktop? Can I cancel Audible and then rejoin? Learn everything you need to know about canceling Audible Membership today!
Upcycling Furniture: Beginners guide for 2021
Are you ready to start upcycling furniture but don't know where to begin? Learn how to get started and where to buy perfect second-hand pieces for your house
How to sell clothes online: 5 Steps to start today
The perfect guide to start selling your clothes online and getting extra money! Learn how to start, where to sell your clothes and everything you need to know.
How To Fix Your Credit Score
With little financial knowledge it can be easy to mess up your credit score. Luckily there are plenty of quick and easy ways to fix your credit score.
Financial Education: Wake Up to Money
Expand your personal finance education today and start listening to the best financial podcasts! From Wake Up to Money, So Money Podcast and many more.
How do Student Bank Accounts Work
What should you look for in a student bank account? How do they work and why you should watch out for overdraft. Learn everything you need to know before moving away to uni!
How Compound Interest Works and How It Can Help You Save Money
What is compound Interest and how can you make it work for you? Compound interest refers to the principle that when you save money, as well as earning interest on the savings, you also earn interest on the interest itself.
7 Vegan Gifts for Under £5
Want to find an affordable vegan gift for someone special? Here are 7 ideas to help you find the perfect vegan gift without breaking the bank!
Buying Used Cars: Guide to Buying Second Hand Cars in 2021
The second-hand car market is prevalent in the UK. Whether it’s a used Mercedes or a used Toyota, buying a used car can save you a lot of money.
How to Cancel my Virgin Media contract?
Cancel your Virgin Media contract today! This easy guide will tell you everything you need to know and who you need to contact.
When was the last time you checked your broadband contract?
Do you pay more than you need to for broadband? Are you looking to reduce your broadband bills? You can track your bills by using the Cash Coach app.
New Year New Me 2021
Do you believe in new year resolutions? Maybe you prefer setting goals to achieve. Here's a list of 2021 goals to get you pondering, and most importantly, can be achieved whilst keeping your spending habits under control.
How to Become Debt-Free: Christmas 2021
It's the holiday season and we are all looking to save money during the festivities. Here are eight Christmas money saving tips to keep you debt-free this season!
The Presents You Don't Want
It's the season for gift giving, but how often are our gifts worthwhile? Here's an insight on the gift economy and how consumerism has affected it.
Nova Christmas Gift Card
Looking for a last minute gift? This holiday season you can help your loved ones get start their financial journey, save money and build wealth with Nova.
6 Beneficial Gifts To Grab This Christmas 2020
A list of useful and practical Christmas gifts which will add value to your loved ones this season! Help them save money, meal plan and much more.
Christmas: The Spiralling Debt Season
Christmas is great..for the most part. Have you ever wondered what the holiday season does to your finances though? Take a look as we give you an insight on the least talked about element of Christmas.
How to improve Credit Score
How to Improve Credit Score if it has been damaged. Simple ways to repair your credit and start boosting your credit score today.
Life After University: Moving Out
Finished University and looking to move out but don't know how to start? Don't worry not everyone can move out immediately after graduating but we are here to help you plan for it .
Is Elon Musk the next Steve Jobs?
Discover the similarities and the differences between Steve Jobs and Elon Musk! What makes them so iconic and how they achieved their success.
Millennial Corona-nomics: COVID effects on the UK Housing Market
How has COVID-19 affected the UK Housing Market for younger generations? Here is our advice for first time buyers, learn how prices have changed and understand mortgages.
Expose on Black Friday
We all know Black Friday is known for its amazing deals and offers! But, how real are they? Here's an exposé on some 'amazing' offers which are not really amazing.
Best Budget Bikes Under £500
Find our top recommendations from affordable bikes! From Decathlon bikes, argos bikes to hybrid bikes and mountain bikes, we have your back !
Millennial Corona-nomics: Hope in the housing market
Help to buy houses: Despite the challenging times there is still hope in becoming a first-time house owner! Learn about the housing schemes which can help out!
How to Cancel your TV Licence
How to cancel your TV Licence, what to do when you change address and how to request a TV Licence refund. Here is the ultimate guide to help you understand your TV Licence.
7 Ways to Start Saving Money Today
Here are seven easy money saving tips to help you start budgeting as well as make the most of your earnings today! Start your journey towards financial freedom and conquer debt.
10 Personal Finance Tips to Help you Build Wealth
Understanding your personal finances doesn’t need to be scary or overwhelming! Read the top ten financial lessons that will help you save, budget and earn more money.
Upcycling: How it benefits the planet and your wallet!
How to start upcycling? Learn now! Upcycling and repurposing items you already own is one of the best ways to help the planet and your wallet!
Millenial Corona-nomics: Best Career Opportunities after COVID
Seeking a new job? Read more about remote working ideas, government schemes and growing industries. Not all hope is lost when it comes to finding new job opportunities during COVID-19.
How to cancel Sky TV
Looking to cancel your Sky TV service? Learn about everything you need to know about your cancellation period, cooling off period, how to contact sky and much more.
How to Cancel Sky Broadband
Looking to cancel your sky broadband service? Learn about everything you need to know about your cancellation period, cooling off period, how to contact sky and much more.
What makes Apple so successful?
We have all heard about Apple and Steve Jobs before, but what exactly made this company and its products so successful and appealing for the world?
How To Cancel PlayStation Now
Are you looking to cancel your subscription to Playstation now? Here is a step by step guide on how to cancel it on your ps4, ps3 or online.
How Income Tax Works
Income tax is the tax charged on most types of income such as wages and salaries. This exclude personal allowances. Once your earnings go above your personal allowance you need to pay tax on various sources.
Millennial Corona-nomics: Unemployment
Covid-19 brought many challenges; this included the creation of an unstable work environment for millennials. Learn more on what's changed and how to approach it
Millennials are in trouble: The Millennial Wealth Gap
The wealth gap between millennials is bigger than any other generation. Learn about how the millennial wealth gap affects savings, debt management and overall wealth.
Cost of Living in the U.K.
Did you know the cost of living in the UK is 6.17% lower than the US ? Here is a comparison of the different costs you’ll find across the different cities and areas in the U.K.
How to Cancel a Direct Debit
Wondering how to cancel your direct debit? Here is a complete guide on all the different steps you can follow either in person, by phone or through your bank app.
What documents can be used as proof of address?
Acceptable Proof of address documentations can include, utility bills, drivers licence, council tax bills, etc. Learn how do these works and what to do if you're new to the UK.
Postal Orders: How they work
Postal Orders: how do they work and how can you make use of them? Learn everything you need to know about this money sending method.
The Marriage Allowance: How It Works and How To Claim It
Marriage allowance: the tax benefit which allows you to gain up to £1,250 for you and your partner once you’ve said ‘ I do’. Here’s how it works:
One-Step Guide to Cancelling Postcode Lottery
Your guide on how to cancel your People's Postcode Lottery! Start reducing your subscriptions and saving money today.
One-Step Guide on How to Cancel Your EE Contract
To cancel your EE contract: Call 150 from your EE mobile or call 07953 966 250. For more information on how to cancel your EE Contract, exit fees and your phone number, read on.
What Is BACS? Beginner’s Guide to BACS Payment
A BACS payment is a bank to bank transfer between banks in the UK. It takes typically around three business days to arrive. A BACS payment can also be a Direct Debit.
CHAPS Payment: What Is It and How It Works
CHAPS stands for Clearing House Automated Payment System. It is a bank to bank transfer system that operates via the SWIFT network.
How to cancel your O2 contract:
Looking to cancel an o2 contract? Here are the steps and options you can follow to make it easier for you to end your contract.
How to Cancel NOW TV Subscription
How to cancel / stop your NOW TV subscription. Here is a step by step set of instructions on how to cancel your broadband subscription.
How Debt Can Help Your Credit Score
Not having debt should give you a better credit score, right? This is the story on how I realised debt is actually good for your credit score, especially in the US.
What is Confirmation Bias and When Does it Happen
We all like to think our point of view is correct. This is all experience Confirmation Bias, and it can which impacts our saving and spending habits greatly. More than you think.
The best tips to living frugally in 2021
Saving money need not be painful. It is honestly easier than you think! Here is a guide to help you get started on your frugal journey.
Rich Mindset vs Poor Mindset : 5 key differences
Mindsets can often differentiate people, especially money mindsets. The rich and the poor are said to have drastically different mindsets. Where do you fall? Find out here.
How to Cancel a Paypal payment
Send a Paypal payment to the wrong person or simply need to cancel a payment? Don't panic, we are here to walk you through the steps to cancel a pay pal payment
Billionaires and Frugality: 3 Factors Why People like Mark Zuckerberg Live Relatively Simple Lives
Despite being centibillionaires, people like Warren Buffet and Mark Zuckerberg live a modest financial lifestyle and practice frugal habits. Here is everything you need to know on why they decide to live this way:
What is Frugality: 6 Signs You Are Too Frugal
We all like to save money. But Frugality, like anything else, in excess can be poisonous. It can cause you to loose more money than you save!
Optimist or Pessimist? How it affects your money mindset
Your money mindset is incredibly important, this is why whether you are a pessimist or optimist it is important to understand the effect it has on your finances.
Panic Buying, your Finances and why it's a problem
Panic buying is a natural reaction to stress which causes us to buy in bulks more than we need. , understand this phenomenon and why it can hurt your money saving habits dramatically.
4 Reasons Why Humans are Materialistic
We have all met a materialistic person, we might have even been one ourselves. Understanding the root causes of materialism can help you combat its effects on your spending.
Becoming Happier: Money and Time
Money can buy you happiness vs Happiness cannot be bought. Learn how money, happiness and time are all connected and influence your everyday life.
Present Bias: It's Now or Never
A Present Bias mindset can help you live like there’s no tomorrow, but will hurt your savings.
Why We Spend So Much Time and Money on Gift Giving
Gift Giving has been around for a very long time, why exactly do we do it? And how can we show others affection during important dates without splurging a lot of money.
What is Planned Obsolescence?
Did your phone or laptop suddenly slow down? Learn more about Planned Obsolescence and why devices nowadays are not meant lasts as much as they used to.
10 Easy and Cheap Budget Recipes For Under £5
Saving money or having a good meal? Well, you don’t need to compromise. Here is the perfect meal plan to help you eat well for less with £5 easy recipes
Confessions of a Shopaholic: 4 Brain Chemicals That Cause Impulse Buys
Have trouble spending too much? Here are 4 Brain chemicals which influence your purchases, spending habits and prevent you from saving effectively
Psychological Pricing: Tactics and Examples Making You Spend More
6 Psychological pricing tactics you should be aware of as they can make you spend more without even realising. Find out what types of pricing tricks you're falling for.
Money facts: why most people are not saving money
Most people are not saving money as much as they could or as they should. Here are some money facts on why this happens and tips to help you avoid this mistake
How does social media make us more materialistic?
Social media influences our everyday lives. That’s why we should consider how it affects us consumers, our purchasing behaviour as well as our purchase decision making.
Are You a Spender or a Saver? Why?
Spenders and savers have different saving habits. Whether you are one or the other it is important to learn what this means and obtain the right financial advice for you.
Targeted Ads: How They Affect Your Mind and Wallet
Ads on social media and all across the internet are effective at targeting our brains. Without even realising targeted ads can affect our spending habits and make us buy more than we usually would
Men vs Women: Who Spends more money?
Women tend to have a bigger reputation when it comes to spending money. However, recent studies have shown that as a matter of fact, these assumptions may not be as accurate as you'd think.
Improving mental health and financial stress
Mental health and financial stress feed off each other. If you are worried about money remember you are not alone. We want to help you stop the cycle now and see how you can get help.
Are money saving robots really helpful?
Many people ask me what's the difference between Nova and MoneyBox / Plum / Chip / other robo-saving app? Here is my answer.
Cognitive heuristics: What is the Barnum Effect
Barnum Effect: The cognitive bias which makes us believe that ads, or information are specially made for us. Learn about tactics marketers use to make you feel special.
Cognitive Biases: Availability Heuristic and Your Spending
Cognitive Biases can affect your spending habits! Learn about money biases like Availability Heuristic. Understand why it’s so difficult to save and how to combat it.
Why we overestimate ourselves: The Dunning-Kruger effect
The Dunning-Kruger Effect, what is it and why does it influence how you spend your money and your ability to save even more than you’d expect.