I used to work in investment banking, my job was to make sure that the bank had enough funding and cash to survive the next financial crisis. That’s where I learned about investing and how money works.

I also realised that the biggest of all inequalities between the rich and the poor is the gap in financial knowledge.

So I decided to create Nova Money AI to share all the financial wisdom I’ve learnt.

I have spent many years on the “dark” side - being the CTO of what became the largest loyalty program in Russia. The whole point was to incentivise consumers to spend more and more money. I implemented the most advanced technologies including cutting edge AI and analytics to track customers behaviour and make targeted offers that are hard to decline in order to encourage spending.

When I met Sam, I was inspired by his idea and have decided to switch to the “light”. Now I use all my experience to help people to stop being manipulated by social media, loyalty programs and society as well and instead redirect their money towards what they really want and need.

Coming from the Philippines, I understood from a young age how money is hard to come by. I knew a lot of people who were in debt or barely made ends meet… and so to avoid being in the same situation, I started my journey to being financially free as soon as I started earning money. I joined Nova because I believe it is a powerful tool to educate people on financial management and help them achieve their goals, and I find huge value in it for people like myself.

The other reason I joined Nova is because I wanted to use art to make something as serious as finance a bit more fun and engaging. It’s so fulfilling to see the impact a good design has in creating a great product. I am so excited to be learning so much through the entire journey of creating and improving this app.

Nova grabbed my attention the moment I stumbled upon it, so I decided to join the team. Being a Software Engineer, I am always on the hunt for brilliant ideas. As part of the Product Team, I spend each day putting a new piece of the puzzle together - that is the Nova app. Whether a huge feature or a small performance improvement or even a tiny bug fix, I’m on it! The most rewarding part of my job is seeing a product that I have helped build better people’s lives. Nova does just that, hence working here is an absolute blast!